Payment Card Industry Data Security Standards (PCI DSS) compliance can be a little daunting for development teams at first glance. These standards were last updated in May 2016, and they’re currently running on version 3.2. PCI DSS standards were developed to deliver stronger controls for credit card data to reduce fraud and increase customer protection.
There are 6 main objectives for developers to consider when examining how they will approach PCI DSS compliance:
PCI DSS compliance is necessary for every entity that will store, transmit or process data relating to cardholders. However, it’s worth noting that there isn’t always a requirement for a formal validation process for PCI DSS compliance for the entire range of system entities. In particular small scale businesses don’t have to go through a formal validation process, though it is mandatory for them to take all the measures listed above so that they can demonstrate their intentions to maintain a safe cardholder data environment, and prevent liability in the event of loss or theft of that data.
Validation of PCI DSS compliance does not mean that the work is complete. Instead it determines that adequate controls are in place at a specific instance in time. It is essential that regular examination of practice and policy takes place, and systems are updated as necessary.
Checkmarx’s source code analysis makes PCI DSS compliance simpler. You can satisfy the requirement to regularly inspect your code using this tool to automate code inspection. There is a pre-defined routing for PCI DSS compliance so there’s no need to spend hours developing your own solution. Then all you need is for developers to make PCI DSS compliance testing a standard part of their test routine, and you can be demonstrating compliance that much more easily.
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